See your debt-free date in seconds. Plan your way out of debt with the snowball method, the avalanche method or your own order, and log every payment as you go.
Get it on the App StoreCredit cards, loans, overdrafts — anything you owe. Name, balance, interest rate, minimum payment.
Snowball (smallest balance first — fast wins), Avalanche (highest interest first — least interest paid) or Custom (the order you added them).
Log payments as you make them and see months to debt-free, total interest and your debt-free date update.
Prices vary by country; the App Store shows the exact price in your currency before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Cancel any time in your Apple ID settings.
Snowball pays off the smallest balance first — you get a win quickly and stay motivated. Avalanche pays off the highest interest rate first — you usually pay the least interest overall. You can switch between them for free; Premium shows them side by side with the months and interest each one saves.
Your debts and payments are stored on your device. We have no servers that see them. No account, no bank login, no analytics. They can be included in your own iCloud or device backup.
Yes — credit cards, personal loans, car loans, student loans, medical bills, overdrafts, store cards. Anything with a balance, an interest rate, and a minimum payment.
50+. The app picks your locale's currency by default; change it in Settings.
The app marks the milestone and re-runs the math. The freed-up minimum payment rolls into the next debt in your plan — which is what makes the snowball work.
Any time, in Settings → Apple ID → Subscriptions on iPhone, or at support.apple.com/HT202039.