Privacy Policy

Last updated: 18 May 2026

        Short version: Debt Payoff Planner stores everything
        on your device. We don't collect, transmit, or share your personal
        or financial data. No account. No bank login. No analytics.
    

What we collect

Nothing. The app does not collect personal information or transmit any of your data to us or to third parties. Every debt, every payment, and every progress milestone lives only on your device (and is backed up only if you have iCloud backup enabled, in your own iCloud account — Apple's privacy terms apply, not ours).

App Store subscriptions

If you purchase a subscription, Apple processes the payment through the App Store. We never see your payment information. Apple shares with us only the subscription status (active / expired / refunded) needed to unlock premium features in the app.

Crash reports and analytics

We do not embed any third-party analytics, tracking, or advertising SDKs. If you have "Share With App Developers" enabled in iOS Settings, Apple may send us anonymous crash reports through their standard pipeline. These contain no personal information.

Contacting us

If you have questions about this policy or about your data, email info@appharbour.com.

Changes

If this policy changes, we'll update the date at the top and post the new version at this URL.